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Whether it’s a payback horizon over multiple years, customizable grace periods, or long-term usage: our funding adapts to your current business and adjusts if your plans change over time.
Use re:cap to optimize your cash flow proactively. Refinance significant one-time expenses and offset seasonality effects to preserve a stable cash balance.
Create a cash buffer that secures additional months of runway so you can reach profitability safely.
Use re:cap funding to postpone your next VC round and gain more time to improve your KPIs, leading to less dilution and a better valuation.
Leverage re:cap to propel your growth to your timelines, capital and business needs without dilution or restriction.
Fully non-dilutive: get funding without sacrificing equity or warrants
Scalable funding: receive up to €5m with the flexibility to increase over time
Flexible repayment: choose your payback horizon from 12 months to 5 years
Tailored grace periods: customize payment schedules to suit your needs
Adaptive funding: adjust your funding plan if your business evolves
Ideal for SaaS, recurring revenue, and service businesses: predictable cash flows are needed
Companies providing digital software applications on a subscription basis.
Companies generating consistent revenues by offering products that customers subscribe to or use on an ongoing basis.
Companies that offer knowledge, skills, or expertise to clients, often in areas such as consulting, advertising, legal, accounting, or other service businesses fields.
Subscription business model
Your business generates predictable recurring revenue.
Your legal entities are at least partly located in the EU.
You have at least six months of runway when drawing the funding.
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Revenue-based financing (RBF) is an alternative finance instrument with which early-stage and growth companies (scaleups) secure debt from investors.
This funding approach is non-dilutive; companies do not have to sell shares in exchange for equity capital. Instead, RBF provides an alternative or complementary option to equity financing.
In an RBF arrangement, investors receive a fixed monthly percentage of a company's revenue in return for their investment. The repayment amount usually is capped, ranging from 1.5 to 3 times the initial investment.
No, re:cap is not offering revenue-based financing. We don’t get a fixed monthly percentage in your revenue. We build a customized payback profile with our customers, including individual grace and payback periods. With re:cap, companies with recurring revenues get access to an alternative way of debt financing – exactly tailored to the needs of each business, non-dilutive and without any restrictions.
- Subscription business model: Your business generates predictable recurring revenue.
- EU-based company: Your legal entities are at least partly located in Germany or the Netherlands.
- Sufficient runway: You have at least six months of runway, or are profitable / close to break even when drawing the funding.
re:cap is adaptable for many different use cases. Our customers use our funding to extend their runway, postpone equity fundraising, accelerate their growth, optimize their cash flow, or finance M&A.
re:cap works as a financing line within which you draw as much funding as you need, whenever you need it. The financing limit will be increased based on the growth of your business and the track record on the re:cap platform.
Based on your business plan, we can provide you with different funding scenarios that help your company get money without risking unnecessary capital costs due to overfunding.
Once approved, the funding will typically arrive in your bank accounts within two business days.
Our platform allows you to send a request in minutes, and receive funding and growth guidance in days, not months. You can get started in three easy steps: