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The flexible financing line for recurring revenue companies

With re:cap, you can turn your future revenues into a flexible financing line you can tap into whenever you want.

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The foundation of your financial planning

We give you full control over your finances – and your company’s future. Get funding on-demand to boost your growth or increase your capital efficiency.

Full control

Make use of your financing line whenever you need it.

No strings attached

We won’t take any of your equity, nor will we include any warrants or covenants.

Funding that scales

Your financing terms and limit steadily improve as your company grows.

Lean process

All digital without lengthy negotiations. Get approved in 48 hours.

Get your funding

Answer four short questions to see how much financing you could get

See your funding offer

Your ideal funding setup

If you’re a SaaS company or bring recurring revenues to the table, re:cap is the perfect partner to support your funding needs.

Full transparency on your terms

Our intelligence platform tells you until when you will be able to draw additional funding with exactly the terms you’re seeing now. You can even simulate how a reduced burn rate or additional cash might change the equation.

2 - 15%

Financing fee

10 - 60% of your ARR

Financing limit


Subscription business model

Your business generates predictable recurring revenue.

EU-based company

Your legal entities are at least partly located in the EU.

Sufficient runway

You have at least six months of runway, are profitable or close to break even when drawing the funding.

How re:cap works

Digital, fast, seamless. Our platform allows you to get started in minutes, receive funding and growth guidance in days not months.

Step 1
Step 2
Step 3
Set up your account and sync your data
Get approved, receive your terms & growth advice
Use financing line

How others use re:cap funding to reach their goals

Additional growth, a path to profitability or an optimized financial structure: Take a look at the various ways how founders and CFOs get the best out of their business with re:cap.

Reach new heights with re:cap

Get access to our analytics and prediction platform and receive your funding offer or talk to one of our experts to find out how re:cap can fund your way to growth.


Didn’t find an answer? Talk to us.

Is re:cap right for my company? Why should I sign up?

re:cap is made for all growing companies based in Germany or Netherlands who are already generating recurring revenue. Whether VC-backed or bootstrapped, small or large – our non-dilutive, on-demand financing solution works for you.

Creating an account is fast, easy, and free of charge. As part of the onboarding process, you will get information about your current financing limit and financing conditions. Additionally, we provide you with KPIs and additional insights for free. In short: there is no reason not to sign up!

Need more information? Please visit our general FAQ section here or contact us!