You get a credit line at flexible terms that is designed for fast-growing startups. You stay in control while operating with funding that enables your business. No personal guarantees (like banks) and no equity kickers (like venture debt).
You operate within the EU or UK.
You are a B2B or B2C company from the digital economy and are technology-led.
You have predictable revenue streams based on recurring buying behavior.
You have proven product-market-fit.
You generate a minimum of £250,000 annual revenue.
You can demonstrate at least 6 months of runway.
Up and running in 10 minutes. No further maintenance.
No lengthy onboarding. Add unlimited bank accounts and users.
Getting started takes just a few minutes:



re:cap combines funding with insights to help you plan ahead.

Whether it’s a payback horizon over multiple years, customisable grace periods, or long-term usage: our funding adapts to your current business and adjusts if your plans change over time.
No equity, ever
Equity dilution via warrants (typically 2-10% additional dilution)
Flexible funding plans and payback periods
Fixed repayment schedules
No operational restrictions
Restrictive covenants
Funding in 2-6 weeks after connecting data
Lengthy process that distracts your team
Deal sizes matching your needs
Minimum deal sizes (often £2M-5M+)
Didn’t find an answer? Talk to us.
Flexible capital. No dilution. No unnecessary constraints.