Get the most tailored debt financing or
master your cash in real-time.
With re:cap, you can optimize your cash flow by refinancing significant one-time expenses. This approach not only preserves your cash balance but also bridges any liquidity gaps effectively.
Calculate your funding terms
Secure better discounts from SaaS and service providers by paying upfront. Use re:cap to split these payments at a lower rate, allowing you to maximize savings while maintaining cash flow.
Stop worrying about hefty expenses for hardware, legal advice, and events. With re:cap, you can break these costs into manageable monthly payments, helping you maintain a healthy cash balance.
Prioritize seizing opportunities over financial constraints. Make bold investments while maintaining a robust cash balance at the same time.
Enhance your financial management with re:cap Insights – take control of your cash flow and benchmark your performance against the competition.
Don’t be controlled by your cash flow but control your cash flow.
You want to grow fast. Get access to capital in minutes, not months.
Preserve your ownership stake and stay in control of your company.
Know your cost of capital. With re:cap, there is just one simple fee.
Didn’t find an answer? Talk to us.
Ideally, you are already a re:cap customer – if not, you can on-board here for free. Once the underwriting is approved and you know your financing limit, you can choose the amount you want to receive to cover upcoming or recent bulky spendings. You will receive the money within 48 hours and the repayment starts approximately 4 weeks after the disbursement with fixed payments typically over 6-12 months or longer if required.
re:cap enables companies to spread bigger cash-outflows over several months or even years. Depending on which case applies, you can also take advantage of early payment discounts the vendor may offer. As you’re growing your team, further investments in IT equipment and office equipment may be necessary. Save your precious liquidity and use re:cap instead.
There is no limitation. Once you’ve gone through the underwriting process we’ll provide you the financing limit and financing fee which are reassessed by us on a monthly basis. If your business is growing, the financing limit is growing with you. The amount available can be seen on the platform and may be used as often as you like.
Yes, as long as you are within your financing limit you can offset upcoming repayments with additional financing transactions and thus keep your cash flow in control. We are happy to explain the details incl. cash flow simulation analysis individually for your company.
Currently, repayment periods are set at 12 months for all customers. If required, we can shorten the repayment period to 3, 6 or 9 months. We’re planning to introduce more flexible repayment periods in the nearer future as well.
re:cap is made for all growing companies based in Germany or Netherlands who are already generating recurring revenue, for example SaaS. Whether VC-backed or bootstrapped, small or large – our non-dilutive, on-demand financing solution works for you.
Creating an account is fast, easy, and free of charge. As part of the onboarding process, you will get information about your current financing limit and financing conditions. Additionally, we provide you with KPIs and additional insights for free. In short: there is no reason not to sign up!
Need more information? Please visit our general FAQ section here or contact us!
Get access to re:cap and make financing decisions with confidence. Create an account or talk to our experts about your financing.
