Start as early as possible
Say goodbye to poor cash flow and begin to flexibly finance your expenses – act now and use re:cap to make big investments while keeping cash at hand.
Optimize your cash flow proactively. With re:cap, you make the investments you need today and pay when it works best for you. It’s like ‘buy now, pay later’ for all your expenses, on your own terms.
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Get better discounts from suppliers such as SaaS and service providers by paying them upfront. Split up these payments with re:cap at a lower rate to keep the spread and cash at hand.
Stop worrying about large one-off expenses for IT equipment, furniture, legal advice, events, and others. Instead, use re:cap to flexibly split up those payments over several months.
Focus on your opportunities instead of financial limitations. Make big investments and secure a strong cash balance – at the same time.
Benchmark your expenses, discounts, and payment terms against the averages to identify areas for improvement.
Don’t be controlled by your cash flow but control your cash flow.
You want to grow fast. Get access to capital in minutes, not months.
Preserve your ownership stake and stay in control of your company.
Know your cost of capital. With re:cap, there is just one simple fee.
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Didn’t find an answer? Talk to us.
Ideally, you are already a re:cap customer - if not, you can on-board here for free. Once the underwriting is approved and you know your financing limit, you can choose the amount you want to receive to cover upcoming or recent bulky spendings. You will receive the money within 48 hours and the repayment starts approximately 4 weeks after the disbursement with fixed payments typically over 6-12 months or longer if required.
re:cap enables companies to spread bigger cash-outflows over several months or even years. Depending on which case applies, you can also take advantage of early payment discounts the vendor may offer. As you’re growing your team, further investments in IT equipment and office equipment may be necessary. Save your precious liquidity and use re:cap instead.
There is no limitation. Once you’ve gone through the underwriting process we’ll provide you the financing limit and financing fee which are reassessed by us on a monthly basis. If your business is growing, the financing limit is growing with you. The amount available can be seen on the platform and may be used as often as you like.
Yes, as long as you are within your financing limit you can offset upcoming repayments with additional financing transactions and thus keep your cash flow in control. We are happy to explain the details incl. cash flow simulation analysis individually for your company.
Currently, repayment periods are set at 12 months for all customers. If required, we can shorten the repayment period to 3, 6 or 9 months. We’re planning to introduce more flexible repayment periods in the nearer future as well.
re:cap is made for all growing companies based in Germany or Netherlands who are already generating recurring revenue. Whether VC-backed or bootstrapped, small or large – our non-dilutive, on-demand financing solution works for you.
Creating an account is fast, easy, and free of charge. As part of the onboarding process, you will get information about your current financing limit and financing conditions. Additionally, we provide you with KPIs and additional insights for free. In short: there is no reason not to sign up!
Need more information? Please visit our general FAQ section here or contact us!
Say goodbye to poor cash flow and begin to flexibly finance your expenses – act now and use re:cap to make big investments while keeping cash at hand.
Digital, fast, seamless. Our platform allows you to get started in minutes, receive funding and growth advice in days not months.
