re:cap helps you strengthen your financial position, preserve equity, and use capital more efficiently with one platform that connects analysis, forecast, and funding.
We put your numbers, runway, and capital needs in plain view – then back you with a non-dilutive and flexible credit line up to €5M.
No lengthy process, no distraction, no stress: You stay 100% focused on your business during the funding process. Secure a non-dilutive credit line up to £5M that is tailored to your needs.
Never act to late, spot deviations early, stay in control: You raise when it makes sense for your business, not when cash runs low. Stay always funding-ready while keeping your options open.
Control your dilution and timing by tying every funding decision to performance data. When you know your metrics inside and out, every negotiation starts from a position of power.
One platform for your entire capital management cycle. We give you the clarity and funds to build the company you envision.
Get the metrics that make you capital-ready, always. We cut through the noise to show you what matters.
Start with your business goals to forecast needs, or begin with available funds to assess the targets you can achieve. The Capital OS lets you model both directions, simulate outcomes, and prepare to take action on the results – all based on the full breadth of your financial data.
Use the data to create your funding strategy: access the right funding and manage everything from transactions to repayments in one place. The Capital OS helps you stay in control, from executing your financial planning to securing funding.
Flexible line of credit, 100% non-dilutive
30-50% of your annual revenue (monitored on a monthly basis)
1-60 months, including grace periods
9 to 15% + SONIA
Only pledge on receivables (no personal guarantees or equity kickers)
HSBC Innovation Banking & Avellinia Capital
You operate within the EU or UK.
You are a B2B or B2C company from the digital economy and are technology-led.
You have predictable revenue streams based on recurring buying behavior.
You have proven product-market-fit.
You generate a minimum of £250,000 annual revenue.
You can demonstrate at least 6 months of runway.
The right capital, at the right time – with full visibility how it backs your company.
Create an account, enter your use case and funding amount, and securely connect your bank account for a first assessment. Besides, share your business plan so we can understand your needs and how you'll use the funds.
After our initial data review, we’ll create a financial forecast on the platform and align on your funding plan together. It outlines how much capital you need, when you need it, and your cost of capital. The beauty of it: you can forecast and secure funding – all in one place.
We share a term sheet with you outlining your desired funding plan. You can use the term sheet for your internal decision-making. We are here to answer questions any time.
Once the term sheet is signed, the due diligence starts. We’re doing a risk analysis of your business, reviewing bank, accounting, revenue and customer data, and key business metrics (e.g., ARR, industry).
After successful due diligence, you can request your funding. Then you manage everything – payouts, repayment, monitoring – on the platform.
Whether you’re bridging to profitability or boosting metrics for a stronger equity round: use our funding to extend your runway, invest in growth, or building a cash buffer without dilution.
How do other executives work with re:cap to reach their goals?
.gif){kind=icon}
.png)
