Debt funding tailored to reach your goals

SaaS companies, consultancies, agencies: Get up to €5m funding, which you can increase over time. Customize your grace period and pay back over up to 5 years.
Calculate funding terms

Trusted by over 1,000 founders AND OPERATORS

Take control of your funding

Whether it’s a payback horizon over multiple years, customizable grace periods, or long-term usage: our funding adapts to your current business and adjusts if your plans change over time.

What's your funding goal?

Preserve your financial stability

Use re:cap to optimize your cash flow proactively. Refinance significant one-time expenses and offset seasonality effects to preserve a stable cash balance.

Extend your runway to build a bridge to break-even

Create a cash buffer that secures additional months of runway and reach profitability safely.

Raise the next equity round at a more favorable time

Use re:cap funding to postpone your next VC round and gain more time to improve your KPIs, leading to less dilution and a better valuation.

Accelerate growth on your terms

Leverage re:cap to propel your growth to your timelines, capital and business needs without dilution or restriction.

Calculate funding terms

re:cap funding at a glance

Fully non-dilutive: get funding without sacrificing equity or warrants

Scalable funding: receive up to €5m with the flexibility to increase over time

Flexible repayment: choose your payback horizon from 12 months to 5 years

Tailored grace periods: customize payment schedules to suit your needs

Adaptive funding: adjust your funding plan if your business evolves

Ideal for SaaS, recurring revenue, and service businesses: predictable cash flows are needed

Calculate funding terms

re:cap funding
at a glance

Fully non-dilutive: get funding without sacrificing equity or warrants
Scalable funding: receive up to €5m with the flexibility to increase over time
Flexible repayment: choose your payback horizon from 12 months to 5 years
Tailored grace periods: customize payment schedules to suit your needs
Adaptive funding: adjust your funding plan if your business evolves
Ideal for SaaS and recurring revenue businesses: predictable cash flows are needed

re:cap funding at a glance

Fully non-dilutive: no equity, no warrants
Receive up to €5m initially and increase your financing over time
Payback horizon from 12 months to 5 years
Customizable grace periods
Adjust your funding schedule if your plan changes

Find out how much funding you could get

Join 1,000 other recurring revenue businesses on the re:cap platform.

Receive indicative offer

Requirements to work with re:cap

Subscription business model

Your business generates predictable recurring revenue.

EU-based company

Your legal entities are at least partly located in the EU.

Sufficient runway

You have at least six months of  runway when drawing the funding.

Join 1,000 other companies on the re:cap platform

Find out how our customers reach their ambitions with re:cap.

How optilyz paved the way for long-term growth and internationalization with re:cap
How talentsconnect doubled their customer growth within a few months using re:cap

Explore your funding options

Receive indicative offer

The German market leader
for SaaS financing

€90m+

Platform liquidity

€200m+ ARR

of Saas companies on our platform